Health Care Update 3

At Midnight we knew that our government is shut down and most of the problems have come from the argument over the Affordable Care Act. More Americans oppose Obamacare than oppose the Affordable Care Act but the sad part is the Affordable Care Act and Obamacare are one in the same.  It only confirms my thoughts that American citizens are confused and really do not have interest in the nonsense that is going on in Washington.

You can read the final Patient Protection and Affordable Care Act through this link and the good news is it is not sixteen thousand pages like I had been told, but only 906 pages.

I had turned to the news and reports to find answers to my questions and then I turned to the young people that would be living the results of the Affordable Care Act.  Right out of the gate I was met with questions about the cost.  I explained the cost that had been calculated for the average twenty-six year old.  The questions flew at me, "What's considered average?, Is drug or alcohol consumption considered?, How am I to plan for my future without having specifics? How am I to pay fees when I haven't been able to find a job?"

From here the conversation went somewhat as follows:

     Well, you are supposed to sign up and keep in mind that each state is different and your results will be specific to your situation.

     "What am I exchanging and what are they talking about when they say subsidies?"

     Check the healthcare.gov web site and you can learn more about it.

     "What are my options and what is the Marketplace?"

     I told you that it will be specific to your situation.  Did you know the government is officially shut down?

     "Yep, thousands of people are going to be out of a job but why was the national budget and Obamacare
     on the same bill?"

What a frustrating time for citizens of all ages.  It seems that the only people that have gained anything are reporters and even they have said that they will be reporting on a lot of national parks.  So far, I've seen a lot of zoo reports but Capitol Hill will be quiet until the morning.  

       

 

Health Care Update 2

As an update to our blog published yesterday, we would like to share the sites available that will allow you to consider what health care coverage will be available to you.

 The Henry J. Kaiser Family Foundation has a free online calculator that is easy to use and the site also offers a brief explanation of changes that are made with the Affordable Care Act.  Don't be surprised with the term, "subsidy" being used.

The government web site that you can use is www.healthcare.gov which connects you to the "Marketplace". This site is still not completely up and running but unless our officials leave us hanging it should be operational by October 1, 2013.

Open enrollment begins October 1, 2013; Coverage begins January 1, 2014; Open enrollment closes March 31, 2014.  Remember, everybody needs to be enrolled in a health care program and if not, they will be responsible for all medical expenses and pay a fee.  You can learn more about responsibilities and fees at www.healthcare.gov.

We would like to be able to provide finalized information to you but political officials are still debating the Affordable Care Act.  This is not anything to be ignored.  Your health and well being are at stake.

Health Care Update

There has been a lot of talk about health care so we started to look into the new health care options that are available.  Sad news.  We need to wait until October 1, 2013 to actually read about the available options. The good news is that coverage can start as soon as January 1, 2014.

Whichever state you live in, you will be able to compare your health insurance options in the Marketplace.

We took a look at the "Marketplace" and were not able to squeeze any information out of the site.  We fell into a little loop and lost interest.  You can visit the site at https://www.healthcare.gov/.

The official countdown is listed as 6 days.  We can enroll on October 1, 2013; coverage begins January 1, 2014; open enrollment ends closes March 31, 2014.

The new health care law offers new rights and protections that make coverage easier to understand.  Well, that's what I read on the site but I am confused.

It seems that our political leaders have once again practiced brinkmanship and are putting the cart before the horse.  Good job, political officials.  This is our health and well being.  Fool me once, shame on you.  Fool me twice, you might just be out of a job and will be if we have anything to do with it.